What are today's mortgage interest rates: May 18, 2026?
As of May 18, 2026, mortgage interest rates have increased compared to earlier this spring. The average rate for a 30-year mortgage is now 6.49%, while the 15-year rate is 6%. Despite the rise, these rates remain lower than the peaks seen in 2023, making them potentially affordable for some borrowers.
- ▪The average mortgage interest rate on a 30-year mortgage is 6.49%.
- ▪The average refinance rate on a 30-year mortgage is 6.79%.
- ▪Rates have increased by more than half a percentage point since early March 2026.
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MoneyWatch: Managing Your Money What are today's mortgage interest rates: May 18, 2026? We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-moneywatch.jpg'); } By Matt Richardson Matt Richardson Sr. Managing Editor, Managing Your Money Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance. Read Full Bio Matt Richardson May 18, 2026 / 9:54 AM EDT / CBS News Add CBS News on Google Today's mortgage rates look different compared to what borrowers were offered earlier this spring.
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