Eroding ACA enrollment portends higher insurance rates
Enrollment in the Affordable Care Act (ACA) is declining, leading to concerns about rising insurance rates. Many customers are struggling to pay premiums, with a significant drop in enrollment numbers reported. Experts predict that the situation will worsen due to increased costs and reduced subsidies.
- ▪Enrollment in the ACA has decreased by about 1.2 million compared to last year's record numbers.
- ▪Insurers are expected to raise rates again next year following significant hikes this year.
- ▪The average ACA plan deductible increased by 37%, marking the steepest rise in history.
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HealthWatch Eroding ACA enrollment portends higher insurance rates .chip { background-image: url('/fly/bundles/cbsnewscore/images/chip-bgd/chip-bgd-healthwatch.jpg'); } By Julie Appleby May 19, 2026 / 5:00 AM EDT / KFF Health News Add CBS News on Google Enrollment in the Affordable Care Act continues to erode as some customers struggle to make premium payments, with the declining numbers churning market uncertainty for insurers. In response, insurers are likely to raise rates again next year, following this year's larger-than-typical hikes.Sign-ups were already down in January by about 1.2 million from last year's record enrollment. For this year, enrollees then faced premiums that increased, on average, by 26%.
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