ChatGPT now wants to connect up to your bank accounts — so what could possibly go wrong?
OpenAI has launched a personal finance feature in ChatGPT that allows US Pro subscribers to connect their bank accounts and receive AI-generated financial insights. The service, powered by GPT-5.5 Thinking, aims to help users manage budgets, track spending, and plan savings by analyzing real financial data. While OpenAI stresses it is not a substitute for professional advice, concerns remain over accuracy and data security.
- ▪The new ChatGPT personal finance feature is currently in preview for Pro subscribers in the US.
- ▪It connects to accounts from over 12,000 financial institutions and uses GPT-5.5 Thinking to analyze user data.
- ▪OpenAI states the feature is not a replacement for professional financial advice due to potential AI hallucinations.
- ▪The AI scored 82.5 out of 100 on internal benchmarks for personal finance tasks.
- ▪Users can ask about spending habits, savings goals, subscriptions, and investment risks within the app.
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AI Platforms & Assistants OpenAI ChatGPT ChatGPT now wants to connect up to your bank accounts — so what could possibly go wrong? News By David Nield published 17 May 2026 ChatGPT, make me rich When you purchase through links on our site, we may earn an affiliate commission. Here’s how it works. The personal finance interface in ChatGPT (Image credit: OpenAI) Copy link Facebook X Whatsapp Reddit Pinterest Flipboard Threads Email Share this article 0 Join the conversation Follow us Add us as a preferred source on Google Newsletter Subscribe to our newsletter OpenAI launches a personal finance service in ChatGPTIt's being tested now with Pro subscribers in the USConnect your accounts, and ask queries about your financesOpenAI's latest ChatGPT initiative is "a new personal finance…
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