Banks Won’t Rush Back To Mortgages Under Revised Basel III

MoneyBanking & InsuranceBanks Won’t Rush Back To Mortgages Under Revised Basel IIIByMayra Rodriguez Valladares,Senior Contributor.Follow AuthorApr 28, 2026, 09:15pm EDT--:-- / --:--This voice experience is generated by AI. Learn more.This voice experience is generated by AI. Learn more.Revised Basel III Rules Will Not Necessarily Bring Banks Back To Mortgage LendinggettyOn March 19, 2026, the Federal Reserve, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation released three Notices of Proposed Rulemaking to revise bank capital requirements. A stated rationale was clear: lighter capital rules would coax banks back into the mortgage market, helping more Americans buy homes. It is a compelling story.

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