Are Americans done with health insurance?
Health insurance in the U.S. has become increasingly unaffordable, leading many Americans to reconsider their coverage options. Rising premiums and complicated processes have made insurance feel more like a burden than a benefit. As patients face higher costs and reduced access to care, the healthcare system may experience significant consequences if trends continue.
- ▪Health insurance premiums have more than doubled since enhanced Obamacare subsidies expired at the end of 2025.
- ▪Many Americans are finding that their monthly insurance premiums now exceed their mortgage payments.
- ▪Patients are experiencing confusion and frustration with insurance processes, leading to delayed care and worse health outcomes.
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Health insurance has become yet another item that Americans need but struggle to afford. In the era of prediction market wagers and direct-to-consumer products from wellness influencers, what if patients bet on going without coverage? If sky-high monthly premiums drive families to drop coverage, the downstream effects could be worse than policymakers or the public might imagine. Recommended Stories Backdoor rulemaking: The government’s obsession with guidance The FDA’s problem isn’t personnel — it’s enforcement Embracing the future: Say no to driver-in mandates Insurance unaffordability made headlines when enhanced Obamacare subsidies expired at the end of 2025, and premiums more than doubled for the average recipient.
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Excerpt limited to ~120 words for fair-use compliance. The full article is at Washington Examiner.
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